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▷ Health Insurance ⭐

“Without a doubt, the best. Very friendly and punctual on the call. They gave me accurate information about health insurance. Thank you so much! ”

Jose Muñoz Blanco

“They called me at the time I requested, great service, the health insurance enrollment was easy, and at a price lower than what I’m currently paying. ”

Alba Navarro Pérez

Atlantis Health Insurance Spain

Atlantis Seguros Spain is an insurance company made up of many branches that together form a large insurance group with presence throughout Spain. This has given it great prestige, along with a wide range of products. It was founded in 1990, offering insurance both for individuals and entities that share the values and principles of the social economy. Atlantis Seguros is committed to sustainable economic and social development as well as to the social economy. Additionally, it is dedicated to education through unions and associative movements, giving it even greater strength.

Currently, Atlantis offers many products to its clients, among which one of the best is Atlantis Health Insurance Spain. This allows it to provide the best healthcare services to all its customers.

In Spain, many people confidently choose Atlantis because it provides excellent healthcare assistance. That’s why its health policy, Atlantis Health Insurance Spain, is undoubtedly one of its best offers, giving clients great advantages. This has made Atlantis Health Insurance Spain one of the top insurance companies in the country.

Likewise, if you have access to the Atlantis Spain medical network, you have everything needed to receive effective, excellent, and timely care. Its medical services and healthcare centers are of high quality. Therefore, all its clients receive the best Atlantis Spain healthcare assistance.

Atlantis Spain offers a variety of products including Atlantis Health Insurance, Atlantis Car Insurance, Atlantis Life Insurance, Atlantis Home Insurance, Atlantis Motorcycle Insurance, Atlantis Funeral Insurance, among others.

What Does Atlantis Health Insurance Spain Cover?

For Spaniards, contracting Atlantis Health Insurance Spain is a true privilege because it provides access to excellent quality healthcare services. This is undoubtedly something you need to safeguard and protect your family. With Atlantis, you have everything necessary to properly care for your health and that of your family group.

We know that in Spain, the public healthcare system lacks many services and, being free, it is highly overloaded. This situation causes people who use it to face long waiting times, sometimes even several months. Unfortunately, this negatively affects the health of patients who urgently require emergency care. That is why Atlantis offers excellent services both through its health policy and the Atlantis Spain medical network, ensuring the protection you need in the shortest possible time. But: What Does Atlantis Health Insurance Spain Cover?

There are many advantages offered by Atlantis Health Insurance Spain, allowing you and your family to have excellent and timely health protection. Atlantis offers six modalities: On an outpatient level, there is Atlantis ACCESSMEDIC; for hospital care, there is Atlantis CLINIMEDIC and Atlantis CLINIMEDIC PLUS. For full service, there is Atlantis COMPLETMEDIC and Atlantis COMPLETMEDIC PLUS. In the reimbursement system, Atlantis offers Atlantis UNIVERSALMEDIC. Each one adapts to any requirement so you can feel protected and cared for.

Atlantis UNIVERSALMEDIC is a reimbursement insurance with no copayment that lets you choose the doctor or center you want, wherever you want, and reimburses your expenses. It covers visits, emergencies, tests, hospitalization, reimbursements, preventive medicine, podiatry, psychology, complementary medicine, pharmacy, pediatrics, free-choice gynecology, and much more.

With Atlantis ACCESSMEDIC, you have outpatient service with a copayment model of excellent quality. It covers various visits to general practitioners and specialists with no waits or paperwork, as well as emergency services, diagnostic tests, therapeutic methods, preventive medicine, and much more.

Atlantis CLINIMEDIC is a hospital-level insurance with a copayment model that you can rely on anytime. It covers hospital and operating room services whenever needed, emergency services without admission, diagnostic tests, therapeutic methods, preventive medicine, prosthesis implantation, and much more.

Atlantis CLINIMEDIC PLUS offers a very comprehensive hospital-level service also with a copayment model. It covers visits to doctors and specialists at special rates, including hospital and operating room availability, emergency care with or without admission, hospitalization, diagnostic tests, therapeutic methods, preventive medicine, prosthesis implantation, and much more.

Atlantis COMPLETMEDIC is a complete insurance that uses both copayment and no-copayment modalities. It covers specialist and private hospital care without waits or paperwork, plus visits to specialist doctors, emergencies, tests, hospitalization, and more.

With Atlantis COMPLETMEDIC PLUS, you get a very comprehensive insurance with no copayment. It offers an exclusive “all-inclusive” service, and you can choose your gynecologist and pediatrician. It also covers visits, emergencies, tests, hospitalization, reimbursements, preventive medicine, podiatry, psychology, complementary medicine, pharmacy, free-choice gynecology, and much more.

Conditions to Contract Atlantis Health Insurance Spain

When you contract Atlantis Health Insurance Spain, you get everything essential in terms of healthcare. We know that taking care of your health is undoubtedly necessary, especially if you are the pillar of your family. However, to contract this insurance, you should be aware that certain conditions must be respected. So, what conditions are established when contracting Atlantis Health Insurance Spain? Let’s see:

• You must inform where your residence is fixed. If you are a Spanish resident, you can acquire Atlantis Health Insurance.
• To get Atlantis Health Insurance Spain, you only need to fill out our form located at the beginning of the article. Afterwards, one of our agents will take note of your information and call you to verify the details you provided. Then, you will receive another call to complete a health questionnaire by phone. It is important to highlight that our agents will assist you throughout the entire contracting process.
• If your age is between 18 and 65 years, you can contract Atlantis Health Insurance.
• You will be asked to provide information about your health status.
• You must indicate your occupation.

What Documentation Do I Need to Contract Atlantis Health Insurance Spain?

To get Atlantis Health Insurance Spain, it is necessary to provide some documents that justify your health condition. All these documents and requirements are essential for Atlantis, and therefore must be submitted before signing the health insurance policy. So, what documentation do I need to contract Atlantis Health Insurance Spain? Let’s see:

1. Complete the health questionnaire. By filling out the health questionnaire, Atlantis can determine if the person applying for the health insurance suffers from any chronic or pre-existing illness, as well as any habits such as smoking or alcohol consumption.
2. Full name. You must provide both the first and last name of the person who wants to obtain Atlantis Health Insurance Spain.
3. Copy of DNI, NIE, or passport of the policyholder. Any of these documents can be submitted for the processing of Atlantis Health Insurance Spain, but they must be valid. If they are expired, they will not be accepted.
4. Have a bank account in Spain.
5. Provide your residential address. Atlantis requires this information to calculate the health insurance premium. Therefore, it is important to provide this information when applying for Atlantis Health Insurance Spain.

What Factors Influence the Price of Atlantis Health Insurance Spain?

By having health insurance with Atlantis Seguros Spain healthcare assistance, you receive a service tailored to each need. This applies both to you and to the beneficiaries included in the health insurance. However, you should know that not all policies have the same price due to various factors. That’s why many people wonder: What factors influence the price of Atlantis Health Insurance Spain? Let’s look at the most important ones:

Can having copayments affect the price of Atlantis Health Insurance Spain? Yes. In the copayment model, users pay a certain amount when using specific medical services. Insurers offer health products with copayments to reduce the overall insurance cost. Therefore, the higher the copayment, the lower the premium. In short, copayments do influence the price.

How important is being in good health to contract Atlantis Health Insurance Spain? It is essential to be in good health to contract Atlantis health insurance. To prove this, you must answer a medical questionnaire. This verifies the health status of the person applying, regardless of age. This way, the insurer obtains a medical history showing any previous illnesses, surgeries, treatments, and more.

Does the number of coverages or guarantees affect the price of Atlantis Health Insurance Spain? Yes, it does. Generally, basic health insurance products offer medical assistance but do not cover hospitalization or surgeries. These products have more affordable prices. On the other hand, more expensive policies are more comprehensive, covering medical visits, tests, treatments, surgeries, and all types of hospitalization.

Is age an important factor when contracting Atlantis Health Insurance Spain? Yes, age is the most influential factor when assessing risks. The older you are, the higher the chances of having illnesses. Additionally, premiums may be higher if the insured are young children because they require more emergency visits and regular check-ups, which generates additional costs. Therefore, policies for minors tend to be more expensive.

Does having a medical network or reimbursement option affect the price of Atlantis Health Insurance Spain? Yes, it does. In a health insurance with a medical network, the insurer offers its clients access to its professionals and medical centers without extra payments. Conversely, in a reimbursement policy, the insured can choose any center or doctor outside the medical network approved by the insurer. In that case, they pay the bill upfront and then request reimbursement from the insurer. This obviously affects the price.

Does the residence of the policyholder affect the price of Atlantis Health Insurance Spain? Yes, it does. This is a factor insurers usually consider when setting the premium amount because healthcare and assistance costs tend to vary between provinces.

Does the number of insured persons included affect the cost of Atlantis Health Insurance Spain? Yes, it does. However, many insurers offer discounts for adding multiple insured members. This is common in most health insurance policies designed for large families. In other cases, policies may simply be lower-cost.

How Can I Cancel Atlantis Health Insurance Spain?

For various reasons, many people sometimes find themselves in the unfortunate need to cancel the health insurance they have contracted. But, how can I cancel Atlantis Health Insurance Spain? We can tell you that canceling health insurance is a very simple process. Let’s see:

The Atlantis Health Insurance Spain contract lasts 12 months, but this is not unique to Atlantis Seguros, as all health insurance companies follow the same standards. Because of this, Spanish health insurance law states that to cancel Atlantis Health Insurance Spain, you must notify Atlantis at least one month before the contract’s one-year anniversary. For example: if your Atlantis Spain health insurance policy or any other health insurance policy ends on December 31, you only need to inform the insurer of your decision not to renew it before November 30.

What is the Waiting Period for Atlantis Health Insurance Spain?

When you contract Atlantis Health Insurance, you gain many advantages with its healthcare assistance in Spain. Without a doubt, this is a great benefit for Atlantis clients, which is why many people choose it as their best option. Now, when you purchase this health policy, you should know that it includes some waiting periods that must be respected and are important to understand.

A waiting period in health insurance refers to the time you must wait before you can use certain services or coverages. Because of this, it is very important to know: what is the waiting period for Atlantis Health Insurance Spain? before contracting it. Let’s see:

The waiting period is the initial span of time during which any diagnosed conditions will not be covered. Generally, it lasts 30 days for simple illnesses and up to 90 days for more complex conditions from the start of the health insurance contract. An exception is usually made for accidental emergencies. The length of this period depends on the type of health insurance you contract and the kind of care you need.

Additionally, waiting periods in health insurance also serve as a guarantee for insurance companies. They ensure that the client does not subscribe to the health insurance just to cover a specific immediate need and then cancel the contract once that need is fulfilled.

What Are the Exclusions of Atlantis Health Insurance Spain?

An exclusion or limitation in health insurance refers to situations that are not covered by the contracted policies for various reasons. Generally, these exclusions can vary widely. Since there are many possible exclusions, many wonder: What exclusions does Atlantis Health Insurance Spain have? Let’s look at the most important ones:

• Hospitalization for social reasons, such as patients with functional deterioration suffering from chronic illness or pathologies associated with aging.
• Cosmetic surgery, meaning that specialties such as reconstructive plastic surgery and refractive surgery (for myopia, hyperopia, and astigmatism) are excluded.
• Healthcare for pre-existing illnesses and injuries, or even sequelae caused by an accident before contracting the insurance.
• The cost and price of pharmaceutical products, except those administered during hospitalization, such as drugs used in chemotherapy. Medications not authorized in Spain are also not covered.
• Voluntary termination of pregnancy. This includes assistance during births at private homes or by some alternative methods.
• Transplants, except for bone marrow and corneal transplants.
• Healthcare related to pathologies, accidents, malformations, injuries, or defects caused by: terrorist acts, war conflicts, nuclear radiation, sports practice, occupational or professional accidents, traffic accidents, among others.
• Healthcare due to negligence resulting from drug addiction, self-injury, alcoholism, use of narcotics, suicide attempts, among others.

Can I Get Atlantis Health Insurance with a Serious Illness?

Often, people wonder if you must be in good health to get life insurance. One of the most common questions asked by those applying for Atlantis health insurance is: Can I get Atlantis Health Insurance Spain if I have a serious illness? We must inform you that serious illnesses are among the main factors that can prevent you from obtaining health insurance and access to the Atlantis medical network.

Generally, insurers do not issue policies if the applicant has any pre-existing or serious illness prior to contracting the insurance. To certify your health condition, you are required to fill out a health questionnaire where you must declare any illnesses you have. You must also indicate any injuries or surgeries you have had in the past that left sequelae. With this information, the insurance company assesses the risk and decides whether or not to issue the policy.

Since many people know that having a serious or pre-existing illness may disqualify them from getting life insurance, some lie on the questionnaire to obtain coverage.

In such cases, due to the high risk for insurers when false information is provided to obtain life insurance, Article 10 of Law 50/1980, October 8, on Insurance Contracts in Spain states: The insurance company will be exempt from paying any compensation if false data related to the applicant’s health condition is provided on the medical questionnaire, including omission of any serious or pre-existing illness.

However, if someone who wishes to get health insurance has previously suffered a serious illness, it will only be possible to contract Atlantis Health Insurance Spain if they have fully recovered from that illness without serious sequelae. Their current health condition must be verified beforehand.

ATLANTIS Health Insurance

Main Coverages of ATLANTIS Health Insurance

Offices of Atlantis Insurance Spain

Atlantis Insurance Spain offers Atlantis Health, Atlantis Car, Atlantis Life, Atlantis Home, Atlantis Motorcycle, Atlantis Funeral, and more. These are the areas where Atlantis Insurance Spain has its offices.